Message from CEOs


Group CEO, Bank of Khartoum

“The words success, expansion and innovation have always been associated with Bank of Khartoum (BOK) in Sudan ever since its formation in 1913. The bank is a legacy, a valued heritage and respect in Sudan due to the significant prints it has marked and left in the nation’s banking industry and its eminent role in shaping Sudan’s economy.

For over a century, BOK has been a pioneer in introducing new products and services that meet the requirements of the constantly changing Sudanese banking industry. It has a profound impact in laying out the Sudanese banking roadmap and setting new trends in the customers’ banking culture and behavior. Following the privatization of the banks in the early 2000’s, this impact has been further enhanced with applying overall restructuring in the bank including introduction of highly advanced banking technology, adopting best practices, and developing innovative and diversified banking products. Currently, BOK is the largest in Sudan in terms of branches/ATM network, equity, assets, range of products and services, and perhaps the only Sudanese bank with a determined ambitious plan of regional expansion.

BOK strategic direction to expand beyond the shores of Sudan and established its first overseas branch in the Kingdom of Bahrain in 2016. In 2017, BOK has been granted its second overseas branch trade license in UAE. In compliance with the Shariah guidelines and The UAE Central Bank’s regulations, the operations will facilitate BOK Group in expanding its regional presence, serving as an important stepping stone towards expansion across the GCC. As the UAE has emerged as a major financial center over the past decade and the financial services sector has played a considerable role in boosting economic activity in the region, including Sudan, whose trade flow with the UAE exceeds USD 2 billion annually, makes it convenient location and environment for BOK Group to achieve it strategic objective of seizing at least 30 % market share from all trade and commerce related transactions between Sudan and the rest of the world within the next five years.

We would like to thank the Central Bank of UAE and The Governor, His Excellency Mr. Mubarak Rashed Khamis Al Mansoori for granting BOK International with the banking license for BOK International to operate a fully commercial bank in UAE and would like to extend our appreciation for all who have contributed to the success of Bank of Khartoum and its expansion in the UAE.

We hope our presence will be of an added value and a catalyst to further enhance the remarkable business and commercial relationship between the UAE and Sudan.”

Welcome to BOK International UAE – and thank you for making us your bank of choice; we value your business.

Mr. Muhammad Ali Jawaid

Chief Executive Officer BOKI UAE and Head of International Banking

BOKI was established in 2017 as part of the Group’s transformational regional expansion strategy to fulfill the needs of our corporate clients with the growing trade and business demand established between Sudan and the Gulf Cooperation Council countries, particularly in the United Arab Emirates.

The years spanning 2020-21 have been years of adaptation due to slow global growth caused by the suspension of various economic activities in tandem with Covid-19 precautionary measures. Nevertheless, these factors served to transform the way we conducted business – as at BOK International UAE; we firmly believe in innovation, agility and expansion to ensure a seamless customer experience and flawless service.

Our mission is to constantly develop across various business functions while building a robust infrastructure to support business growth with the assurance of international best practices as our benchmark. Our strategy is defined by its solid foundations, and we tirelessly strive to build a resilient, sustainable, and inclusive business with a focus on customer experience and service delivery.

Similarly, we aim to contribute to the UAE’s ambitious goal of being a global leader in Islamic finance by providing innovative banking products, services, and solutions in compliance with Shariah guidelines and adherence to the UAE Central Bank’s regulations.

We look forward to establishing strategic and long-term relationships with our valued customers.